Important changes to your Personal Banking Terms and Conditions and Charges ("Terms") and our Banking made easy brochure.

These changes will be effective from 16 September 2016 (except those relating to our joint HSBC Premier Bank Account, which take effect on 5 December 2016).

We’ve also rewritten the HSBC Travel Money Terms and Conditions to make them easier to understand. A copy of these terms can also be found below.

Download your documents by clicking on the links below.

To read our PDF files you'll need to have Acrobat Reader 8.0 or above. We think most of you will have this but if you don't, it's free and can be downloaded from Adobe UK This link will open in a new browser window. . If you are accessing this website using screen reading technology that cannot read PDFs, a converter is available at Access Adobe.